Vazirio appli enables Banks to comply with Basel II and other regulatory requirements and brings much needed consistency to the risk approval and grading process. While it caters to Corporate and SME lending, it also facilitates the management of templated lending programs for business banking customers.
Our web based electronic ‘credit proposal preparation, risk assessment and approval’ software ensures speed, consistency and accountability through the approval chain. Banks that use a combination of disparate systems and manual processes can now move to a faster, more robust software platform. The software includes a flexible and proprietary credit scoring engine that grades the risk of borrowers and links to PD estimates used by the Bank. Vazirio appli distills international best practices in corporate credit risk assessment and scoring, which is easily customisable by the Bank itself.
Banks can also measure and manage risk exposures at a portfolio level via the significant insights generated by the portfolio analysis, risk exposure sensitivity analysis and reporting sections. |